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Now these days with the economy and financial crisis infecting everyone around us its hard to not get bad credit even harder to prevent it Speaking from personal experience I understand I am part of the statistics of bad credit Its hard knowing that even if I apply for any credit card or a loan my credit is going to be the factor and even worse the deciding factor of the reason why I did not get a loan And I ask myself usually do not banks or creditors believe in second chances I mean personally we should be able to get that second chance

But the truth is now the banks and creditor have made the rules and restrictions a lot more strict leaving the outcome slim to not that you will get that credit card or loan from them It almost is not fair especially that as an individual we are financially tight but also as a nation we are financially suffering too So why get more strict knowing that about 90 of this country is going to get rejected for these types of loansns

After further research to this cause I again am affected by this I discover that I should not should go through so much to get a loan I personally usually do not need the added aggravation if I am not able to wait for my paycheck and need the additional money in a timely manner I believe I should be able to

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