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Let us reflect unto the inspiring ation by Elisabeth Kubler-Ross It say
Its only when we truly know and understand that we have a limited time on earth -- and that we have no way of knowing when our time is up -- that we will begin to live each day to the fullest as if it was the only one we had
Exactly let us live life each day as if it would be the last Somehow many things will definitely happen in most cherished and memorable ways
In our lives there are essential and necessary things that if with the absence of these we can no longer pursue our daily undertakings
To mention few of the top priorities we have first and foremost the financial source then the physiological needs the home food and shelter next in line is the budget appropriation for all the needs that belong to the family of five six and more
Notice that almost of the things we set as top priority are run with finances we set forth or allot for it Definitely one of the most considered things is the financial aspect This is true enough because finances is the source of everything we do
Because of the many unexpected circumstances we sometimes go beyond the line go off tangent with our budget for a specified need of ours This is very common to all of us Non-working people even one working experience this particular scenario
Yes there were many options for a broken financial statushowever one of the best tool is to eventually save
Let us talk down here one of the tools to fix broken finances This has been talked about recently and become very controversial
This is Payday Loans While some said that payday loans receive compliments from them because of its endless advantages and helpful offers to escape financial crisis many however argued that payday loans rip them off have cause them more crisis have cost them much have brought them to more intricate financial dilemma and have lead them to bankruptcy
To clear this endless issue here is the clear not vague comparison of two different sides
Need a cash advance quickly to tide you over until payday Many consumers take advantage of payday loans or short-term loans that are repaid from the next paycheck But beware the fast money typically comes at a high price
According to some who have gone into payday loans these cost them much with the interest rates the loan company added to the cash borrowed
Payday loans go by a variety of names cash advance loans check advance loans post-dated check loans or deferred deposit check loans Many businesses offer these loans at an exorbitant rate to consumers who need some money to get by until payday
To repay your loan you redeem your post-dated check with cash or money order or the lender deposits the check If you decide to extend or roll-over the loan youll be charged and additional fee This type of loan can be rolled over two three or more times before coming due
The real cost of the payday loan is the amount of money you must pay to obtain the loan Based on annual percentage rates you may be paying as much as 2000 percent interest for using this type of loan
Yes one can be greatly influenced by these payday loans though these may sound like a good source of quick and easy cash but the truth lies behind is these type of loans may push you further into debt
Before choosing a payday loan look at other options Can you borrow from friends or relatives Perhaps you can delay paying a non-interest bill such as a utility bill and make payment arrangements with the utility company instead of taking out a payday loan
Always comparison-shop before selecting any loan Determine the total fees the payback plan and penalties if you dont pay the money back on time
Take a look at your entire financial situation If you dont have money for emergencies consider carefully the reason you havent saved You may want to talk with a financial counselor about solving your money problems
Consider how you might start an emergency fund so that you wont need to rely on payday loans in the future
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