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Sudden car repairs happen to hundreds of people across the country every single day Vehicles can break down out of nowhere and when these problems arise the average person is left high and dry without the ability to get their car or truck fixed When theres no money to fix your vehicle the solution to the problem is to get a payday loan

Why Consider A Payday Loanbgt


They are hassle free Unlike banks or credit cards that require days or weeks to get approved for a loan it only takes a few minutes for the average person to be approved for a payday loan


No credit necessary All you need to get approved for a payday loan is a job that pays you at least every two weeks and a checking account


How Do Payday Loans Work

Step 1 Decide how much money you want to borrow The average payday loan company will allow you to borrow up to $500 so you must be prepared to borrow the loan amount plus finance charge typically around $50 amount as well too

Step 2 Write a check for the loan amount plus finance charge then postdate the check for the day that you agree to come in and pay the loan back Many payday loan companies will give you two weeks to pay the loan back

Step 3 You will be paid the loan amount in cash or by check If the loan company pays you in cash you should either cash at the payday loan companys bank or be prepared to deposit it and wait to use those funds before the check clears your bank

Step 4 On the pay off day you will be required to pay back the loan with cash and not a check because its easy for the average person to cancel the check and walk away from their loan


What If You Cant Pay The Loan Off

If you find yourself in a situation where you cant pay the payday loan off you should contact the payday loan company and arrange a new payment date Explain your situation and then make a commitment to come back and pay off your loan on that date or else they will end up depositing your check anyway