Saturday, April 14, 2012

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Payday Loans

Payday Loans


Payday Loans

There are companies that give everyone in their industry a black eye It could be any reason bad customer service hidden expenses and fees or not delivering what they promised The payday loan industry is no different Many companies promise money fast but dont deliver They tell you about the fees but dont tell you how much theyll charge if you are late paying the money back

Payday Loan Horror Stories
We did some research and there are dozens of companies that have complaints registered against them online at Rip-Off Report Some are understandable a rude employee or bad customer service happens with almost every company Employees are human and may just be having a bad day There are more extreme reports of companies repeatedly withdrawing fees from peoples bank accounts and other deceptive practices Here are a few of the more outrageous cases

Repeated deductions from bank account
A customer complained that multiple payments were taken from their checking account for over 6 weeks The customer had taken a $300 loan and agreed to pay it back They set up automatic payment and thought they could expect the $390 paid in full when they received their next paycheck When the time came to pay it back the company only withdrew $90 to cover the fees

Why did they do that Because if they only take the $90 for the fees it allows them to charge an extra $90 cash advance fee for extending the loan two weeks It keeps going on and on until the borrower pays back the $390 in full The customer has to actively contact them and tell them they want it paid full Otherwise they assume

$300 Loan $350+ in Fees
This story is very similar to the last one they withdrew $90 from the customers checking account each pay period The difference here is that they didnt allow the customer to pay it all back Over the course of 4 months $400 was withdrawn from the checking account but only $50 was used When the customer asked why they did that the representative to them that they the company was not responsible for what the agent told them and wouldnt let them talk to anyone higher than the store manager

39 Rip-Off complaints 3 in the last 2 weeks
Sometimes companies make a mistake or in this case 39 of them Its hard to find something good to say about a company that has this kind of blatant disregard for their customer The complaints run the gamut but here is what people are saying about this company

Sneakily stole money from my account Online Internet
Deceptive Business Practices Lake Bluff Illinois payday loan
This Company just call me with an extortion voicemail and when I questioned him he said never call be again at the number he left on my voicemail Internet
This Company is a 100 Ripoff - BEWARE BEWARE BEWARE Chicago Illinois Payday Loan
Fraud Extortion and Fake Loans - way of doing business Chicago Illinois Payday Loan
Watch out for forced extensions Chicago Illinois
took money out of my account it shows on my bank statement on sept 6 07 3000 5000 9000 10000 and 15000 Carson City Nevada
Cash advance ripped me off money out of my account that was not agreed upon Minneapolis Minnesota Payday Loan This poor guy had terrible luck
Whatever ripoff artists Internet

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